Terms and Conditions
These Terms and Conditions of Use ("Terms of Use") apply to the use of any Comprehensive Insurance Services Inc. ("Comprehensive Insurance Services Inc.," "we," "us," or "our") website (collectively, the "Site"). All other services offered by us that are not accessible through the Site are subject to a separate agreement. By using this Site, you agree to be bound by these Terms of Use and any other applicable agreements.
It is your responsibility to check these Terms of Use periodically for updates, as Comprehensive Insurance Services Inc. reserves the right, at its sole discretion, to change, modify, add, or remove portions of these Terms of Use at any time. Your continued use of the Site after any changes are posted constitutes acceptance of those changes.
Privacy
All information provided by you in connection with the Site is governed by the Comprehensive Insurance Services Inc. Privacy Policy, available at privacy-policy
Age Eligibility
The Site is provided by Comprehensive Insurance Services Inc. and is available only to individuals who have reached the legal age of majority and are competent to enter into legally binding agreements under applicable law. If you do not meet these requirements, you are not permitted to access or use this Site.
Content and Ownership
All intellectual property rights ("Intellectual Property") associated with the Site and its content (the "Content") are owned, controlled, or licensed by or to Comprehensive Insurance Services Inc. The Content is protected by copyright, patent, and trademark laws and may not be copied or imitated, in whole or in part.
Unless expressly authorized by these Terms of Use, you may not:
- Copy, reproduce, modify, lease, loan, sell, create derivative works from, upload, transmit, or distribute any Intellectual Property of the Site.
- Use any deep-link, page scrape, robot, or other automated method to access or extract data from the Site.
- Attempt to obtain information from the Site through unauthorized means.
Comprehensive Insurance Services Inc. does not grant you any express or implied rights to its Intellectual Property or that of any third party.
Prohibited Uses
You agree not to use the Site or its Content:
- For any unlawful purpose or to solicit others to engage in unlawful activities.
- To violate any international, federal, state, or local laws or regulations.
- In a way that could render the Site unavailable or inoperable.
- To infringe on patents, trademarks, copyrights, or other intellectual property rights.
- To submit defamatory, obscene, abusive, offensive, violent, or harassing content.
- To promote discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age.
- To send spam, junk mail, chain letters, or unauthorized advertising.
- To introduce viruses, malware, or any harmful software.
- To harvest personal information from other users.
- To impersonate others or provide false or misleading information.
- To interfere with or bypass Site security features.
Comprehensive Insurance Services Inc. reserves the right to terminate your access to the Site for violating any of these prohibitions.
Links to Third-Party Websites
The Site may contain links to third-party websites ("Linked Sites"). These sites are not controlled by Comprehensive Insurance Services Inc., and we are not responsible for their content. We do not guarantee the accuracy, security, or quality of any Linked Site. Accessing these Linked Sites is at your own risk, and you should review their terms and privacy policies before use.
SMS Communications
By providing your mobile number, and opting into SMS, you consent to receive text messages from us regarding appointment scheduling, confirmations, reminders, and other relevant updates related to your inquiry or request.
Message frequency and content may vary depending on your interaction. Messages will not contain any confidential information. Messages will be about meeting times or requesting times for phone conversations.
Message and data rates may apply, depending on your mobile carrier.
You can opt out of SMS messages at any time by replying STOP to any message. For help, reply HELP or contact us directly at office@cis92.com or 309-467-4100.
We do not share your mobile number with third parties for marketing purposes.
Termination
We reserve the right, at our sole discretion, to suspend or terminate your access to the Site and its Content at any time and for any reason. Upon termination, you must:
- Discontinue use of the Site.
- Destroy any copies of the Site's Content in your possession.
Accessing the Site after termination shall be considered trespassing. Comprehensive Insurance Services Inc. shall not be liable for any suspension or termination of your access.
Warranties Disclaimer
YOUR USE OF THE SITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE IS AT YOUR OWN RISK.
The Site and its Content are provided "as is" and "as available" without any warranties, express or implied, including but not limited to:
- Warranties of title, non-infringement, merchantability, or fitness for a particular purpose.
- Guarantees of uninterrupted or error-free operation.
- Assurance of the accuracy, reliability, or security of the Site’s content.
Your sole remedy for dissatisfaction with the Site is to stop using it.
Limitation of Liability
To the maximum extent permitted by law, Comprehensive Insurance Services Inc., its affiliates, licensors, and suppliers shall not be liable for any:
- Indirect, incidental, consequential, special, punitive, or exemplary damages.
- Lost profits, data loss, or business interruptions.
- Damages resulting from unauthorized access, use, or alterations of your transmissions or data.
Some jurisdictions may not allow limitations on liability, so some of these restrictions may not apply to you.
Indemnification
You agree to indemnify, defend, and hold harmless Comprehensive Insurance Services Inc., its affiliates, employees, partners, and service providers from any claims, damages, or expenses (including attorney fees) resulting from:
- Your violation of these Terms of Use.
- Your use of the Site in an unlawful or harmful manner.
Legal Compliance
If requested by law enforcement or a court order, we may disclose user information without liability for any actions taken as a result of such legal investigations.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to conflicts of law principles.
Contact Information
This Site is the property of Comprehensive Insurance Services Inc. and its licensors. For feedback, technical support, or legal inquiries, contact us at:
Email: office@cis92.com | Address: 109 S Main St, Eureka, IL 61530 | Phone: 309-467-4100
